Assessing your clients’ insurance risks
All small businesses face risks. These will vary depending on their industry and occupation. When thinking about the potential risks they face, it may help your clients to answer a few questions about their business activities:
- Do customers or members of the public visit you at your work premises? Do you visit customers at their work premises or in their homes?
If yes, you may want to consider Public Liability insurance*. - Do you provide professional advice to customers or represent their interests on their behalf? Do you design items or structures for your customers and/or build these for your customers?
If yes, you may want to consider Professional Indemnity insurance*. - Do you store customer data online or through cloud services? Does your business rely on the internet or computer services to function?
If yes, you may want to consider Cyber Liability insurance*.
These questions cover just a few of the risks that many small businesses commonly face. BizCover can help your clients find these and other forms of insurance to protect their business.
*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained in this email is general only.
